Pimping my CV 2

[lovingboth]

It turns out that a permanent job paying £10k is worth £60k more.

My first thought was that this is close to mis-selling, and my second was spoken out loud: this is what joint and several liability gets you. Them being able to chase two people with jobs for everything makes you a much better risk.

A job paying £20k is worth an additional £40k, or £100k more than no job.

Sadly, agency work doesn't count until you've done a year of it and I suspect self-employment is similar.

So it'd be quite nice to have a job. Part-time is very fine with me.

I can't find it on the Guardian's site but in the past couple of years there was something in its jobs/careers section one week with a letter from someone not too dissimilar to me: an unconventional job history, clever and good at various things, but not an obvious fit for one particular job. The expert's comment was something like 'someone every office could use but doesn't advertise for'. Can anyone with a better database than me find it?

Comments

[sfred]

!!! I thought they were not lending ridiculous multiples of income any more? *shrug*

[lovingboth]

Well, with piles of money for them to go after in this house plus a hefty deposit protecting their side of the new one, they're prepared to go to about 4x L's income.

But, yes, the effect of me getting an income did come as a surprise - they really like being able to chase two people for everything! The multiples drop as the second income rises, but 'not much' is seen as vastly better than nothing.

[reddragdiva]

I talked to my bank manager about this when I was contracting. He said the thing they really looked for was renewed contracts. So when you get offered a six-month job, ask if you can have two three-month stints instead.

[thekumquat]

They also like 'stable' people - two people owning a house jointly = stable relationship = less likely to default or run off to Brazil.
See also effect of marriage on reducing insurance costs...